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Don't navigate the bankruptcy process alone

No matter the cause, financial disasters are extremely stressful events in one's life. From overwhelming medical bills to poor decisions, there are many different types of scenarios that can lead someone down the path of bankruptcy. This, obviously, is a frightening and worrisome situation, but you don't need to go it alone. Getting the assistance you need can not only help you make the right decisions, but can also decrease the amount of stress of fear involved.

First, however, is determining what type of bankruptcy is right for your specific situation. Bankruptcy isn't a blanket term. Instead, there are several different types that are applied depending on the type of debt and debtor in question. Chapter 7 bankruptcy is for those looking for a clean start. In this type, debt is discharged through a combination of forgiveness and liquidation. Non-exempt property can be taken and used as payment for overwhelming debts. Chapter 11 bankruptcy allows a debtor to create a debt-repayment plan that involves liquidation of assets. This provides protection from creditors while getting back on the right financial track.

Chapter 7 and 11 are only two of the several types of bankruptcy that are possibly available. Whatever kind of plan is chosen, however, having an experienced guide to help you through the process can be invaluable. Bankruptcy is a serious matter that deserves serious consideration.

These kinds of financial disasters may seem like the end of the world, but they are in fact not. Actually, they can provide the springboard that will allow you to get back on track and balance your financial life. For more information, please visit our bankruptcy page.

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Beaty Hatch PC
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Vancouver, WA 98660

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